Automobile accidents are expensive, whether you were directly or indirectly involved in the accident. According to NAIC, the average premium is measured according to how much the consumer spends on their car. Therefore, the more you spend on your accident the more compensation you should receive based on the number of risks covered.
However, this is usually not the case. After an accident, you need to prove that you are not at fault, and, if possible, you need to establish who is at fault to receive your compensation. With little or no knowledge in matters of law, this can be a daunting process.
Therefore, if you have been involved in a car accident, you will require a car accident attorney to help you when dealing with insurance after a wreck. An attorney will not only help you prove your innocence, but they will also help you to maximize your settlement. Here are some essential tips you can use to help you obtain substantial compensation after an accident.
Hire a Qualified Attorney
A specialist attorney for auto accidents can help you with what you require to maximize your compensation. They will take you through various stages of the claim and help you to communicate with the insurance company to get a fair settlement.
Do not negotiate the settlement without an attorney. Car accident attorneys, just like other personal injury lawyers, are good negotiators and have your best interest at heart. If you are negotiating the settlement without an attorney, the insurance company will offer the lowest compensation amount, which may not even be as much as the damages you incurred.
If your case goes to trial, your lawyer will help you to present your claim in the best way. The court process can be tedious and complicated, so ensuring you get in touch with a professional like those at CurtisLegalGroup.com will help you navigate the complex justice system and get maximum compensation.
Keep All Your Bills
To get fair compensation for all the costs related to your car damages and injuries, you must pose all the documents to support your claim. The more proof you provide on what you have spent, the higher the likelihood of receiving the compensation you deserve. Keep all your bills like emergency services receipts, doctor visit, hospitalization, tests, and therapy. All these documents help to determine the amount the at-fault party owes you.
If the car accident has caused a permanent disability that may hinder you from working permanently or temporarily, make sure you provide your payroll information to prove how much salary you earned before the accident.
Keep the Evidence
After an accident, gather and keep the evidence. It is because a car accident attorney in your area, or elsewhere, might need this evidence to effectively fight for your case. Also, it will be beneficial for the jury when deciding your case. Furthermore,the insurance company will base the settlement amount on the strength of the evidence you present. The more substantial your evidence, the higher your chances of winning your claim.
Therefore, take photos of the scene, the immediate damages, and injuries. You can also collect the names and addresses of the witnesses. Your car accident lawyer can follow up on this evidence and witnesses to prepare a detailed case. They can also copy the police reports to make the case more concrete for a higher settlement.
Remain at the Accident Scene
If you are involved in an accident that has caused fatalities, injuries, or your car is wrecked, it would help if you remained at the scene of the accident and called 911.
If the accident is not severe, you can contact the police on a non-emergent line and wait until the police have conducted their formal investigation and have authorized you to leave. You must also provide essential information to the police officer if requested.
Report to Your Insurance Carrier
Even if you were not at fault during the accident, you need to report the incident to your insurance company. Inform them about the damages you sustained during the accident and any related health complications. Additionally, if your car has been wrecked during the accident or has sustained injuries, talking to a skilled indianapolis car accident attorney or someone of a similar stature from a law firm of your area, can help you get fair compensation. Car accident attorneys have years of experience and the required level of skill and information to help you out with your settlement claim or case.
When reporting to your insurer, make sure you provide accurate information. Do not comment on the accident or explain to your car insurance adjuster who was at fault during the accident. Be careful with the information you give since they can use it to lower your compensation. Give only facts about the accident and leave your lawyer to discuss faults with the insurer or the complainant.
